Blog Archives
Tuesday, January 31st, 2012 | Finance |
The Smartest Way to Buy Auto Insurance (Part 1 of 4) Look at a
Lot More Than Just COST, Because Comparison Between Companies is
Meaningless Without Research on These Three Topics for Each
Company You Are Considering: 1.complaints filed with your state
insurance commissioner 2.payment practices that increase your
chances of being sued 3.miscellaneous topics, such as use of
credit scoring to set premiums, denial of medical treatment to
their own insureds, insisting on the right to deny the ...
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Monday, January 30th, 2012 | Finance |
Health Insurance For Seniors On The Net
When a good friend of mine inquired where he could obtain
information about medical insurance for his out-of-state,
elderly mother, I told him to try the Internet.
He reported back to me about a week later, in desperation: "I am
giving up, I am too confused." He had taken on an overwhelming
project with his widowed mother, living in another state. As the
only child, and following the sudden death of his father, it was
his responsibility to care for his ...
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Sunday, January 29th, 2012 | Finance |
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NOT File a Home Insurance Claim
By Stephen Bucaro
You can PAY for home insurance, but don't try to actually USE
your ...
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Saturday, January 28th, 2012 | Finance |
State insurance regulators are focusing their efforts on a short
list of five consumer problems areas related to the improper
sale of variable annuities and life insurance. The problem areas
include: 1) 1035 exchanges, 2) variable annuities inside of
qualified accounts, 401(k)s or IRAs, 3) failure to fully
disclose costs and fees, 4) comparing sub-accounts to mutual
funds, and 5) improper or unrealistic product illustrations.
While the actual extent of problems in these areas is not ...
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Friday, January 27th, 2012 | Finance |
Quick Facts About Disability Insurance
§The sole purpose of individual disability insurance is to
replace your after-tax income in the event of an accident or
illness. These policies do not provide protection from medical
expenses or recovery of damages for 'pain and suffering'.
§Since the benefit payments are designed to be income tax-free,
insurance coverage in the amount of 2/3 of your salary is
roughly equivalent replacing your net take-home pay. This is
usually the maximum amount of ...
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